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Moody's Corporation

Financial Services, Credit Ratings, Financial Data, Risk Analytics, Research and Enterprise Software

1 fresher opening 7 World Trade Center, 250 Greenwich Street, New York, New York 10007, United States 16,076 employees worldwide as of December 31, 2025, according to Moody's 2025 Form 10-K; the careers website separately describes a 14,000+ employee global workforce.

About Moody's Corporation

Company overview for fresher applicants

Moody's Corporation is a global financial intelligence company founded in 1909 and headquartered in New York. It provides credit ratings, financial data, research, analytics and software solutions. Career paths include software engineering, data science, analytics, cybersecurity, product management and financial research. Moody's has offices worldwide, including Bengaluru, Coimbatore and Gurugram in India. Hiring requirements, technologies, benefits and work arrangements vary by role and location.

Moody's Corporation is a global provider of credit ratings, financial data, research, analytics and decision-support solutions. Founded in 1909 by John Moody, the company has developed from a publisher of financial information into a technology-enabled business serving banks, investors, insurers, corporations and publi... Moody's Corporation is a global provider of credit ratings, financial data, research, analytics and decision-support solutions. Founded in 1909 by John Moody, the company has developed from a publisher of financial information into a technology-enabled business serving banks, investors, insurers, corporations and public-sector organizations. Its headquarters are in New York City, and its operations extend across the Americas, Europe, the Middle East, Africa and Asia-Pacific.

The business is commonly understood through two major operating areas: Moody's Ratings and Moody's Analytics. Moody's Ratings assesses the creditworthiness of companies, governments, financial institutions and structured finance instruments. Moody's Analytics provides data, software, models and analytical tools that support credit risk, lending, insurance, compliance, portfolio management, economic research and related workflows. The company also offers information and decision solutions through digital platforms and cloud-enabled products.

Technology is central to the delivery of these services. Software engineers, data engineers, cloud specialists, product managers, cybersecurity professionals and quantitative analysts work on systems that process large volumes of financial and business information. Relevant engineering work can include application development, data platforms, APIs, machine learning, natural language processing, workflow automation, infrastructure engineering, quality assurance and information security. The exact tools and programming languages depend on the product group and vacancy.

Moody's serves customers in highly regulated and data-sensitive markets. Its technology teams therefore work with requirements involving data quality, model governance, resilience, privacy, access control, auditability and secure software delivery. This environment can appeal to professionals who want to apply engineering and analytical skills to complex business problems rather than build only consumer-facing applications.

The company reports a broad international footprint. Its 2025 Form 10-K lists 24 United States offices and 99 non-US office locations at year-end. The careers website describes a workforce of more than 14,000 people across 40-plus countries. In India, official Moody's office information lists locations including Bengaluru, Coimbatore and Gurugram. Job availability, employing entity and work arrangements vary by role and location, so candidates should rely on the specific vacancy for current details.
Industry Financial Services, Credit Ratings, Financial Data, Risk Analytics, Research and Enterprise Software
Founded 1909
Company Size 16,076 employees worldwide as of December 31, 2025, according to Moody's 2025 Form 10-K; the careers website separately describes a 14,000+ employee global workforce.
Work Mode Role-dependent. Moody's advertises a range of office-based, hybrid and flexible work arrangements.

Why Work at Moody's Corporation?

Medical coverage, where included in the local employee plan

Dental coverage in eligible locations

Vision coverage in eligible locations

Paid time off, subject to local policy

Flexible work arrangements for eligible roles

Moody's can be an attractive workplace for professionals who want to solve complex problems at the intersection of finance, data and technology. Its products support decisions involving credit, lending, investment research, insurance, compliance and enterprise risk. Engineers and analysts can therefore see how reliable software, high-quality data and sound analytical methods influence important business decisions across global markets.

The scale and variety of the company's information products create opportunities to work on distributed systems, data pipelines, APIs, cloud platforms, analytical applications, machine learning and security controls. Depending on the team, employees may collaborate with economists, quantitative researchers, financial specialists, product leaders and customers. This cross-functional environment can help technical professionals understand the business context behind product requirements and develop skills beyond coding alone.

Moody's careers cover more than software development. Candidates may find opportunities in data science, model development, information security, technology operations, product management, research, client support and corporate functions. The range can support different career paths, including individual contributor, technical leadership, product and specialist roles. The company also describes learning and development support through internal programs and Moody's University.

The careers website highlights benefits such as flexible work arrangements, paid time off, parental leave, study leave, employee assistance resources and retirement or savings programs. Availability varies by country, employee group and role, so applicants should review the local offer rather than assume every benefit applies everywhere. Moody's also communicates a focus on inclusion, employee well-being and professional growth.

For job seekers interested in financial technology, enterprise software and data-intensive products, Moody's offers an opportunity to work on systems where accuracy, security and trust matter. Candidates should compare each role's technology stack, product area, location, seniority and work arrangement before applying.

Fresher Openings

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Interview Experience

Hiring Process

Moody's hiring process can differ by role, location, seniority and business unit. A typical process may include the following stages, but candidates should follow the instructions in the individual job posting and recruiter communications.

1. Online application: Find a suitable vacancy on the official Moody's careers website, review the location and eligibility requirements, and submit an accurate resume and requested information.

2. Recruiter review: A recruiter or talent acquisition team may review relevant experience, education, location, work authorization and alignment with the role. A short introductory discussion may be arranged.

3. Technical or functional assessment: Software and data candidates may be asked about programming, algorithms, databases, system design, cloud platforms, data engineering, statistics or relevant domain knowledge. Business candidates may complete a role-specific case, writing task or skills assessment.

4. Interview rounds: Candidates may meet the hiring manager, team members and cross-functional partners. Discussions can cover past projects, problem-solving, communication, collaboration, decision-making and the responsibilities of the vacancy.

5. Final review and offer: The company may complete internal approvals and applicable background or employment checks before making an offer. Compensation, benefits, work arrangement and joining details are specific to the role and country.

6. Pre-employment steps: Successful candidates receive instructions about documentation, verification and onboarding. Moody's warns candidates that it does not ask applicants to pay money during recruitment. Treat requests for payment or unusual personal and financial information as suspicious and verify communications through official channels.

FAQ

Moody's Corporation is known for credit ratings, financial research, data, analytics and risk-related technology. Its Moody's Ratings business assesses the creditworthiness of issuers and financial instruments, while Moody's Analytics provides software, data and analytical solutions for financial institutions and other organizations. The company serves customers across global markets and uses technology to help them understand risk, evaluate information and support business decisions.
Moody's traces its history to 1909, when John Moody established the business that developed into the modern company. Over time, Moody's expanded from financial publications and credit analysis into ratings, data, research, analytics and software solutions. The company's current business includes distinct operating areas, and candidates should review the specific division named in a vacancy to understand the products and teams involved.
Moody's Corporation is headquartered at 7 World Trade Center, 250 Greenwich Street, New York, New York 10007, United States. It also operates through offices across the Americas, Europe, the Middle East, Africa and Asia-Pacific. A vacancy may identify a different local Moody's entity or office, so applicants should check the work location and employing entity stated in the official job posting.
Moody's hires technology professionals for software development and related functions when business needs create openings. Relevant work areas can include backend and full-stack engineering, data engineering, cloud platforms, application security, quality engineering, infrastructure and product development. The exact roles and required technologies change over time. Candidates should search the official careers portal and read each job description carefully rather than assume that a particular team or language is always hiring.
Useful skills depend on the vacancy. Software roles may ask for Java, Python, C#, JavaScript, TypeScript, SQL, APIs, databases, cloud services, testing, version control and system design. Data roles may require Python, SQL, data modelling, distributed processing or machine learning. Security and infrastructure roles may focus on cloud security, identity management, automation and reliability. Treat the job description as the authoritative source for required tools.
Entry-level opportunities may be available through analyst, graduate, internship or junior professional vacancies, depending on the location and hiring cycle. Freshers should check the official careers site regularly and apply only when their education, skills and work authorization match the posting. Strong fundamentals in programming, databases, problem-solving and communication can help technology applicants. A practical project portfolio can also show how a candidate approaches real development tasks.
Yes. Moody's recruits experienced professionals across technology, analytics, research, risk, product, client-facing and corporate functions. Experienced software candidates should highlight the systems they have built or supported, their technical decisions, measurable results, production responsibilities and collaboration with other teams. Senior candidates may also need to show architecture skills, mentoring, stakeholder communication and ownership of complex delivery. Requirements vary by role and location.
Moody's official office directory lists Moody's Analytics locations in Bengaluru, Coimbatore and Gurugram. Other Moody's entities or affiliated businesses may have separate office arrangements, so candidates should use the location and employing entity shown on the vacancy. Do not assume that every team operates from every Indian city or that a listed office automatically means a particular role is open there.
Moody's describes flexible work arrangements, but the available work mode depends on the job, team, country and business requirements. Some vacancies may be office-based, some may use hybrid schedules, and some may allow other flexible arrangements. Candidates should not assume that a role is fully remote because the company has a global presence. Confirm the required office attendance and eligible work location with the recruiter.
The process varies by role and may include an online application, recruiter screening, technical or functional assessment, interviews with the hiring manager and team, and final checks. Software candidates may discuss programming, data structures, algorithms, SQL, APIs, system design, cloud concepts and past projects. Data or analytics candidates may face statistics, modelling or case-based questions. Follow the vacancy-specific instructions because not every role uses the same stages.
Questions depend on the engineering team and seniority. Candidates may be asked to explain a recent project, solve coding problems, discuss data structures and algorithms, design an API or service, write SQL queries, troubleshoot an application, or explain testing and deployment practices. Some roles may include cloud, distributed systems, security or data engineering topics. Prepare to explain trade-offs and the business impact of your technical decisions.
Moody's careers information lists examples such as medical, dental and vision coverage in applicable locations, paid time off, flexible work arrangements, parental leave, study leave, employee assistance resources, retirement savings and employee stock purchase programs. Benefits are not identical worldwide and can depend on employment type, country and local policy. Candidates should ask the recruiter for the current benefits summary that applies to the specific vacancy.
Moody's describes learning and development programs and access to internal resources such as Moody's University. Depending on the role and location, employees may have opportunities to strengthen technical, analytical, leadership or business skills. Development options can include formal learning, internal knowledge sharing and experience gained through cross-functional projects. Applicants should ask the hiring team how learning is supported within the specific department.
Moody's describes its culture as inclusive and focused on employee development, well-being and collaboration. Teams work across financial services, technology, research, data and risk disciplines. Technology employees may operate in an environment where data quality, security, reliability and responsible analysis are important. Day-to-day experiences vary by manager, product group and office, so candidates should use interviews to ask about team practices and expectations.
Moody's is a financial intelligence company with substantial technology, data and analytics operations. Its services include credit ratings and financial research as well as software platforms, data products, risk models and decision-support tools. This combination creates roles for both finance-domain specialists and technology professionals. Software candidates can work on enterprise products and data systems that support customers in financial markets and other industries.
Moody's publicly states that Moody's Analytics is certified to ISO/IEC 27001:2022. It also makes product-specific security documentation, including SOC 2 reports, available to eligible customers through its customer portal. These statements should not be expanded into claims that every Moody's entity, office or product holds the same certification. Candidates and customers should verify the certificate scope, legal entity, covered services and validity directly with Moody's.
Search for vacancies through the official Moody's careers website, filter by location or job category, and open the full description before applying. Prepare a resume that clearly connects your experience to the listed responsibilities and skills. Submit accurate details through the official recruitment system and monitor communications from verified company channels. Moody's warns that it does not ask candidates to pay money during its hiring process.
No. Moody's states that it does not ask candidates for payment at any point during its hiring process. Be cautious if someone claiming to represent the company requests money for interviews, equipment, background checks or an offer. Do not share sensitive financial details with unknown contacts. If a recruitment message seems suspicious, verify it through official Moody's channels and use the recruiting fraud contact published on its careers website.
Moody's 2025 Form 10-K reports 16,076 employees worldwide as of December 31, 2025. The careers website also uses a rounded 14,000-plus workforce figure in its employer information. These figures reflect different presentation contexts and should be understood with their reporting dates. Workforce size can change, so job seekers should treat the annual filing as a dated reference rather than a live headcount.
Graduates should build strong foundations in at least one programming language, data structures, algorithms, SQL, object-oriented design, debugging and software testing. They should be able to explain projects clearly, including the problem, design, tools, testing and results. Familiarity with APIs, cloud basics, Git and data handling can be useful for some openings. Also review the business purpose of the product and prepare examples that show communication and teamwork.

Company Highlights

Global Presence

27+ locations

Technology Stack

Java, Python, C#, .NET & more

Work Mode

Role-dependent. Moody's advertises a range of office-based, hybrid and flexible work arrangements.

Hiring Trends

Actively hiring freshers

Team Size

16,076 employees worldwide as of December 31, 2025, according to Moody's 2025 Form 10-K; the careers website separately describes a 14,000+ employee global workforce.

Benefits & Work Culture

Moody's describes its culture as inclusive, collaborative and focused on helping employees grow. Its public careers information emphasizes belonging, well-being, flexible work arrangements and opportunities to develop skills. The company operates across many countries and business areas, so employees may work with colleagues from different professional backgrounds, including software engineering, economics, finance, data science, risk management, research, sales and customer support. For technology professionals, the work environment is shaped by the importance of dependable information and analytical products. Teams may need to balance delivery speed with data accuracy, security, regulatory expectations, model controls and operational resilience. This can create a structured engineering environment in which documentation, testing, review, governance and clear communication are important parts of the development process. The exact practices differ between product teams and business units. Cross-functional work is relevant to many roles. Engineers may partner with product managers and domain experts to translate customer needs into platform features. Data specialists may work with researchers and analysts to improve data quality, modelling and information access. Cybersecurity and infrastructure teams help protect systems and support reliable services. These interactions can help employees understand how their work supports customers in financial markets and other industries. Moody's also highlights employee development, internal learning resources and programs that support physical, mental and financial well-being. Its careers site lists flexible work arrangements, paid time off, parental leave, study leave and employee assistance resources among examples of support. These programs are not identical in every country, and local policies should be confirmed during recruitment. Candidates should expect a professional environment where integrity, careful analysis, customer focus and responsible handling of information are important. The day-to-day culture, pace and degree of collaboration will depend on the team, manager, product and office. Applicants can use interviews to ask about engineering standards, team structure, release practices, learning opportunities and hybrid-work expectations.

  • Medical coverage, where included in the local employee plan
  • Dental coverage in eligible locations
  • Vision coverage in eligible locations
  • Paid time off, subject to local policy
  • Flexible work arrangements for eligible roles
  • Parental leave, according to local policy
  • Study leave or education-related support in applicable locations
  • Employee assistance program
  • Retirement savings programs in eligible countries
  • Employee stock purchase plan where offered
  • Financial planning resources in applicable markets
  • Learning and development programs
  • Access to Moody's University learning resources
  • Leadership development opportunities
  • Back-up childcare support in eligible locations
  • Phased retirement options where available
  • Competitive base pay, with role-dependent incentive opportunities

More About Moody's Corporation

Moody's Corporation is a global provider of credit ratings, financial data, research, analytics and decision-support solutions. Founded in 1909 by John Moody, the company has developed from a publisher of financial information into a technology-enabled business serving banks, investors, insurers, corporations and public-sector organizations. Its headquarters are in New York City, and its operations extend across the Americas, Europe, the Middle East, Africa and Asia-Pacific.

The business is commonly understood through two major operating areas: Moody's Ratings and Moody's Analytics. Moody's Ratings assesses the creditworthiness of companies, governments, financial institutions and structured finance instruments. Moody's Analytics provides data, software, models and analytical tools that support credit risk, lending, insurance, compliance, portfolio management, economic research and related workflows. The company also offers information and decision solutions through digital platforms and cloud-enabled products.

Technology is central to the delivery of these services. Software engineers, data engineers, cloud specialists, product managers, cybersecurity professionals and quantitative analysts work on systems that process large volumes of financial and business information. Relevant engineering work can include application development, data platforms, APIs, machine learning, natural language processing, workflow automation, infrastructure engineering, quality assurance and information security. The exact tools and programming languages depend on the product group and vacancy.

Moody's serves customers in highly regulated and data-sensitive markets. Its technology teams therefore work with requirements involving data quality, model governance, resilience, privacy, access control, auditability and secure software delivery. This environment can appeal to professionals who want to apply engineering and analytical skills to complex business problems rather than build only consumer-facing applications.

The company reports a broad international footprint. Its 2025 Form 10-K lists 24 United States offices and 99 non-US office locations at year-end. The careers website describes a workforce of more than 14,000 people across 40-plus countries. In India, official Moody's office information lists locations including Bengaluru, Coimbatore and Gurugram. Job availability, employing entity and work arrangements vary by role and location, so candidates should rely on the specific vacancy for current details.

Awards

  • GlobalCapital Covered Bond Awards 2026 - Moody's Ratings recognized as Best Rating Agency
  • Global Islamic Finance Awards 2026 - Market Leadership Award for Islamic Financial Intelligence and Ratings
  • CorporateTreasurer Awards 2026 - Best Credit Rating Agency, APAC excluding Mainland China
  • The Asset Triple A Rating Agency of the Year Awards 2026 - multiple category wins including Sustainable Finance and Corporate Rating Agency of the Year
  • IJGlobal Awards 2025 - Global Ratings Agency of the Year and regional ratings agency recognitions
  • KangaNews Awards 2025 - Australian Rating Agency of the Year and related Australian credit-sector categories
  • Extel Awards 2025 - Best Credit Rating Agency recognition
  • IJGlobal ESG Awards 2025 - Second Party Opinion Provider of the Year recognitions
  • GlobalCapital Bond Awards 2025 - Best Rating Agency for Financial Institution Bonds and Emerging Market Bonds
  • Environmental Finance Sustainable Investment Awards 2025 - ESG Research of the Year, fixed income

Certifications

  • ISO/IEC 27001:2022 - Moody's Analytics is identified by Moody's as certified; confirm certificate scope and covered legal entities before making a broader claim.
  • SOC 2 reports - product-specific reports are available to eligible Moody's Analytics customers through its customer portal; these are assurance reports, not a blanket corporate certification.
  • ISO 9001 - do not assume a company-wide certification; verify the specific Moody's entity, site and certificate before publishing.
  • SOC 1 reports - may be available for selected services or customer engagements; confirm scope and current report with Moody's.
  • NIST Cybersecurity Framework - Moody's states that independent assessments of controls are based on the NIST Framework; this is an assessment reference, not certification.
  • GDPR - relevant Moody's services and operations are subject to applicable European data protection obligations; GDPR is a regulation, not a certification.
  • EU Digital Operational Resilience Act (DORA) - Moody's describes customer support and contractual alignment for relevant services; this is regulatory context, not company certification.
  • APRA CPS 234 and CPS 230 - referenced in Moody's customer operational-resilience materials; applicability depends on service and customer context, not a corporate certification.
  • PCI DSS - do not claim blanket Moody's certification without a current certificate and clearly defined in-scope environment.
  • ISO 22301 - business continuity standard; do not represent Moody's as certified without entity-specific documentary evidence.
Moody's Careers: Software, Data and Analytics Opportunities Moody's Corporation is a global financial intelligence company that combines credit ratings, financial research, data, analytics and technology. Moody's careers may interest software engineers, data professionals, cybersecurity specialists, quantitative analysts, product managers and candidates who want to build technology for financial services and enterprise customers. Its products help organizations assess risk, understand markets and make informed decisions. What does Moody's do? Moody's operates through major business areas that include Moody's Ratings and Moody's Analytics. Moody's Ratings evaluates the creditworthiness of issuers and financial instruments. Moody's Analytics provides data, software, models and analytical solutions for areas such as credit risk, lending, insurance, compliance, portfolio management, economic research and business decision-making. Technology supports these services through platforms that organize information, run analytical workflows and deliver insights to customers. Software jobs at Moody's Technology roles can cover backend and full-stack engineering, application development, data engineering, cloud infrastructure, platform engineering, quality assurance, site reliability, cybersecurity and technical product development. Depending on the team, software engineers may build APIs, microservices, user interfaces, data services, workflow applications and systems that integrate with financial or business information sources. Engineers should be comfortable with software design, testing, code review, documentation and production support. The technologies used across teams can vary. Job descriptions may mention languages such as Java, Python, C#, JavaScript or TypeScript; relational and NoSQL databases; cloud platforms; container technologies; CI/CD; data processing; and observability tools. Candidates should not assume that every technology listed in a general company profile is used by every team. The exact requirements are stated in each vacancy. Data, analytics and AI careers Moody's business depends on reliable data and analytical methods. Data engineers may develop ingestion pipelines, transformation workflows, data models and quality controls. Data scientists and quantitative analysts may work with statistics, machine learning, predictive modelling, natural language processing or risk analytics. Business analysts and product specialists connect customer needs with data and technology capabilities. These roles reward careful reasoning, clear communication and an understanding of how data limitations affect business decisions. Cybersecurity and technology operations Financial and risk information requires strong protection. Security-related careers may involve identity and access management, application security, cloud security, vulnerability management, incident response, governance and security engineering. Infrastructure and reliability teams help maintain the availability and performance of digital products. Moody's publicly describes an information security program and identifies ISO/IEC 27001 certification for Moody's Analytics; certification scope should be checked against the relevant service and legal entity. Freshers and early-career candidates Freshers should monitor the official careers portal for internships, graduate opportunities, analyst positions and entry-level technology jobs. Availability changes with business needs and location. Candidates can prepare by strengthening programming fundamentals, data structures, SQL, object-oriented design, debugging, basic cloud knowledge and communication skills. A small portfolio that explains the problem, architecture, code, testing and outcome of each project can help demonstrate practical ability. Finance or risk-domain knowledge can be useful for some teams, but it is not a universal requirement for every engineering vacancy. Experienced professionals Experienced applicants should connect their resume to the actual requirements of the job. Highlight measurable contributions to production applications, data platforms, cloud migrations, API design, performance improvements, security controls, automation or reliability. Explain the scale and complexity of systems you supported, the decisions you made and how you worked with product or business teams. For senior positions, prepare examples involving technical leadership, mentoring, architecture trade-offs and stakeholder communication. Moody's work culture and benefits Moody's careers materials describe a global workforce, inclusive culture, learning resources and flexible work arrangements. Publicly listed benefit examples include paid time off, parental leave, study leave, employee assistance resources, retirement savings and employee stock purchase programs in applicable locations. Benefit plans vary by country and role. The company's international offices create opportunities for collaboration across regions, although work mode and office attendance should be checked in each job posting. Hiring and interview process The interview process varies. A common path includes an online application, recruiter screening, a technical or functional assessment, interviews with the hiring manager and team, and final checks before an offer. Software interviews may cover programming, data structures, algorithms, SQL, system design, APIs, cloud concepts, testing and project experience. Data roles may assess statistics, Python, SQL, modelling and analytical reasoning. Candidates should ask the recruiter which stages apply to their vacancy. Offices and global opportunities Moody's reports a broad office network across the Americas, EMEA and Asia-Pacific. Its official office directory lists India locations including Bengaluru, Coimbatore and Gurugram for Moody's Analytics. The 2025 Form 10-K reports 24 US offices and 99 non-US office locations at December 31, 2025. Office listings can include different Moody's entities and affiliates, so candidates should confirm the employing entity and work location shown in the job advertisement. How to apply for Moody's jobs Use the official Moody's careers website to search by job title, skill, business area and location. Read the complete description before applying, check work authorization and experience requirements, and tailor your resume to the role. Use accurate information and apply through the official recruitment system. Moody's warns that it does not request payment from candidates at any stage of recruitment. For job seekers comparing Moody's jobs, focus on the actual responsibilities, technology stack, team, location, work arrangement and growth opportunities rather than relying on general assumptions about the company.

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